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Pursuing prosparity by defeating disparity.

Under the weight of an estimated $35B in student loan debt, Black women face the greatest threat to building generational wealth. The solution starts with us.


Did you Know that Black Women ...

Have a lifetime net worth of only $0-$11K

Are 5x more likely to default on student debt

Owe 13% more in student debt 12 years post-graduation

African American Kids Dancing

Starting with Why

The Prosp(a)rity Project was constructed on the belief that Black girls & women deserve the opportunity to lead accomplished, abundant lives—a freedom that should be experienced by all, but due to the hurdles of systemic inequity, fueled by misogynoir (the intersection of sexism x racism), has been disproportionately difficult for this group to achieve.

We’ve embarked on a mission to improve the financial and economic mobility of college-educated Black women. Through our programs, we provide resources for financial, professional and holistic success. 

In particular, we see that Black women pursue higher education at higher rates than other demographics, but still make on average 63-68 cents on the dollar compared to a white man. Due to lack of family wealth to help pay for college, Black women hold a disproportionate amount of student debt ($35B cumulatively), compounded by 35% average financial literacy rates. 

Our innovative flagship program, the 35*2 Free Initiative, provides retroactive scholarships to qualified college-educated Black women (paid directly to their lenders), combined with a year-long program of financial literacy education and career coaching to serve as a catalyst to help them move measurably toward financial freedom and success.  

The Prosp(a)rity Project is guided by a vision of furthering our presence as the leading nonprofit dedicated to nurturing, uplifting and advancing Black women and ultimately positioning them to pay it forward to their communities and next generations.

Image by Clarke Sanders

Our Mission

The Prosp(a)rity Project™ is dedicated to improving the financial and economic mobility of college educated Black women.


Our Vision

The Prosp(a)rity Project envisions a world in which prosp(a)rity (prosperity x parity) is no longer an aspiration, but the standard for Black women. In this world, Black women are thriving financially—no longer at the mercy of the crippling albatross of an estimated $35B in student debt or lack of access to financial education resources—which allows them to enjoy levels of socioeconomic independence, access and success like never before. This future is rich with greater numbers of Black women leaders, stakeholders and changemakers making indelible marks on their communities through service and abundant generosity. Everyday, The Prosp(a)rity Project is taking steps with this future in mind and works diligently to build it and bring it to fruition, one Prosprette at a time.

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Challenges Black Women Face

Most Economically Disenfranchised

Suppressed/Underrepresented in Business & Entrepreneurship

At Greatest Risk of Compromised Health/Wellness


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